DIGITAL BANKING SOFTWARE DEVELOPMENT SERVICES

The future of digital banking is here.

Digital Bank with us

Loan Management System with us.

Credit Management Platform with us.

E-banking Software with us.

Payment gateway together with us.

Currency exchange with us.

Your challenger bank with us.

Build your new

WOULD YOU LIKE TO CREATE YOUR OWN
CHALLENGER BANK?

We will help you clone the most popular challenger banks’ applications on the market. Create your own Revolut and Monzo clone. Add custom features and offer greater value for your clients. The future of banking starts here!

CORE BANKING
COMPONENTS

Every core banking platform consist of a few crutial components such as proces orchestrator, ledger, user management, and clearing bank integrations. We serve you with our experience in each of this areas.

Process Orchestrator

Transaction Ledger

User Management

Clearing Bank Integration

Fraud Detection Services Integrations

Know Your Customers (KYC) Integrations

Anti-Money Laundering (AML) Integrations

AI/ML Transactions Categorisation

TRANSACTIONS MONITORING
COMPONENTS

Every banking application needs to follow strict rules and regulations. We can help you choose the right Know Your Customer (KYC), Anti-Money Laundering (AML) and Fraud Detection services providers or create a custom solution dedicated to your needs. Modern transactions monitoring could be empowered by Artificial Inteligence and Machine Learning.

PAYMENT PROCESSING
COMPONENTS

Payment Processing is the crutial functionality of every banking platform. We can help you choose the right Payment and Bank Identification Number (BIN) Processors to integrate into your platform. Our experience covers various Credit Card Isuesrs and Currency Exchenges integrations.

Payment Processor Integrations

Bank Identification Number (BIN) Processors Integrations

Credit Card Issuer Integrations

Currency Exchange Integrations

HOW TO BUILD YOUR CHALLENGER BANK

Design and User Experience

Every business is different. We start with creating a great design having your end-users in mind. Our experts will run a series of workshops and do proper research to create the best usable design.

Let’s chat about your product >>

Roadmap & Providers selection

Digital banking is usually based on integrations with various systems and services providers. We will use our experience to help you select the best partners for your business, depending on the stage you are.

Check out technologies we use >>

Development Kick-Off

Our teams are cross-functional and self-organizing but continuously mentored and coached by our leaders. We work in short iterations and ask for your and your user’s feedback as often as possible.

Meet our team >>

Empirical partnership

We are agile! We adjust the team size according to your needs. We could quickly bring new people on board and even create your entire external IT department for you.

See our portfolio >>

DIGITAL BANKING SOFTWARE DEVELOPMENT SERVICES

Core Banking Platforms

Back-end systems that process daily banking transactions and posts updates to accounts and other financial records. Core banking systems development services including such functionalities as a deposit, loan and credit processing capabilities, as well as integration with interfaces to general ledger systems and reporting tools.

Modern Mobile Banking

Mobile banking applications allow customers and financial institution to conduct a final transaction using their smartphones from wherever they are. Mobile banking platforms are the future of banking and financial services. At Pragmatic Coders, we deliver full-circle software development services including Web, Mobile and Cloud development.

Banking Digitalisation

We will move your banking to the cloud. Modern banking can not be competitive anymore without reliable banking software that is characterised by its great usability and functionality. Today there is no need to visit the bank in person. Everything could be done through the web banking system or mobile app.

WANT TO LEARN MORE?

THREE PILLARS OF MODERN BANKING DEVELOPMENT

Security

Our banking solutions are designed to be safe. Our team is experienced in building secure products based on the newest standards in the FinTech industry. We use OWASP top 10 standards and Defence in Depth practices.

Speed & Reliability

Working with personal information taught us how to build stable and reliable products for banking and investment projects. We build products that work fast and are easily scalable.

Usability

Usability is the crucial feature for banking and investment product to be successful. Our experienced UX designers who possess broad FinTech knowledge are the best choice in terms of designing your new digital banking platform.

TECHNOLOGIES
WE USE FOR BANKING SOFTWARE DEVELOPMENT

Our mission is to deliver high-quality, scalable and reliable digital banking software and bring new technological advantages to our clients.
We understand that technology is only a tool. But our dedicated development teams use these tools to build disruptive trading products that shape the contemporary banking market.

PRAGMATIC CODERS IN NUMBERS

58
EXTRAORDINARY PEOPLE IN OUR TEAM AND IT’S GROWING

5
WEEKS, ON AVERAGE TO START A NEW PROJECT

4
OUT OF 100 DEVELOPERS PASS OUR RECRUITMENT PROCESS

46
% OF OUR TEAM ARE SENIOR DEVELOPERS
OUR
DEVELOPMENT PROCESS

AGILE & LEAN EXPERTS

Our leaders are experts in modern software development methods. They are experienced Agile and Scrum trainers and consultants who helped hundreds of companies in their management processes before they joined Pragmatic Coders. We have been recently recognized at World Agility Forum as an Agile Customer Service Leader. Our idea of 5-stars software development teams goes way beyond industry standards and our clients’ expectations.

TECHNICAL EXCELLENCE

Technical excellence is a solid basis for building great product but only combined with a proper – business-oriented mindset and extensive domain knowledge results in great achievements. To assure the high quality of our products, on a daily basis, our teams are using Continuous Delivery & Continuous Integration practices supported by DevOps culture. Clean Code, Test-Driven Development and Domain Driven Design are built into our developers DNA.

SCRUM FRAMEWORK

We work in two-weeks long iterations. Each iteration starts with a planning session where you can change the direction the product development heads to and ends with a review where you and your stakeholders may check the progress. Meanwhile, the team beside developing new functionalities spend some time on the research of features that have to be implemented in the nearest future. Thanks to that product roadmap and estimates are kept up to date so you have great predictability on what and when particular features will be completed.

SCALED WITH LeSS

Is one team not enough anymore? You need to speed up and scale your development? No problem! We successfully use LeSS framework to scale up our development efforts. That way. we can assure a lightweight, Agile process that works perfectly at scale. Combined with our scale, efficient recruitment and onboarding processes, it gives you the advantage that is hard to achieve with any in-house development team.

Dedicated Software Development Team

YOUR ENTIRE BANKING PLATFORM BUILD IN ONE PLACE

Thanks to our full range of in-house services we can keep the total costs of communication between all the parties involved in your digital banking platform development at the lowest level. That is possible only thanks to co-located and cross-functional agile software development teams supported by FinTech domain experts that we offer to you at Pragmatic Coders.

Mobile Development

Native iOS and Android applications as well as hybrid (Flutter and React Native) mobile apps development. Read More >>

Web Development

Frontend Web Application Development with Angular, React or Vue.js. Read More >>

Backend Development

Backend Software Development using modern technologies (Java, Python, Go, C++, C#/.Net, Blockchain). Read More >>

Cloud Infrastructure

AWS and Google Cloud infrastructure development with Site Reliability Engineering services. Read More >>

UX/UI Design

Great usable designs battle-tested on real users. Check our case studies >>

Product Management

Product Management done by experts – the greatest benefits are from features that have never been done.
Read More >>

Hi!
I am Marcin Dziedzic, and I am a co-founder of Pragmatic Coders. We are here to serve you with our years of experience in FinTech Software Development. Let me know if you would like to talk about your next great challenger bank or banking digitalization or if you have any other questions!

Marcin - Co-Founder of Pragmatic Coders

CONTACT US







What is your project budget?

Your personal data (name and email address) collected in this form will be used only to contact you about your enquiry and correspond about your project. For more information, see our Privacy Policy.